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Terms & Conditions

This website is directed at, and only meant to be used by you, if you are accessing it for the purpose of obtaining information about the products and services offered by the Paragon Banking Group and its chosen partners in the United Kingdom. By accessing and using the website you agree to these terms.

The Paragon Banking Group does not represent that any product or service referred to on this website is either available to you or complies with legal requirements in any locations other than the UK. If by accessing or using any information on this website you break any law The Paragon Banking Group will not be responsible.

To the extent permitted by law, all warranties or conditions which would, but for these terms, be implied by statute or otherwise, are excluded. The Paragon Banking Group shall not be liable to you, whether under these terms or otherwise, for any loss of profit, loss of revenue, loss of contract or any other indirect or consequential loss you may suffer as a result of the use of any of the information contained on the website.

The Paragon Banking Group makes every reasonable effort to provide accurate and up-to-date information about its products and services. However, the information is subject to change without prior notice and you should always check the current terms and conditions of any product or service advertised. The content and information provided by The Paragon Banking Group is for information purposes only and is not intended to be advice of any kind. If you are in doubt, you should obtain independent financial or legal advice.

The contents of the pages constituting this website are the copyright of The Paragon Banking Group unless otherwise indicated on the relevant page. The copying of any material on this website is prohibited except that you may print or download extracts for your own personal use or where we indicate otherwise. If you do make copies for your personal use you must reproduce all the copyright and other proprietary notices and disclaimers contained on the page. By making such copies or otherwise using this website, you will not obtain any intellectual property rights.

All business names, brand names and trademarks are either the exclusive property of, or are licensed to be used by, The Paragon Banking Group and may not be reproduced or copied except as set out above.

To help you use this website The Paragon Banking Group utilises "cookies". "Cookies" are files which are transferred to your computer's hard disk that can store information about your preferences, registration details and other information you need when you visit a website. The Paragon Banking Group can also use cookies to learn about how you are using the website. Your browser may allow you to switch off cookies and you may find more details by searching the help function of your browser.

The Paragon Banking Group will provide you with information on how your personal details will be used in the online application process (including credit scoring if applicable). The Paragon Banking Group does not give advice or make recommendations.

These terms are governed by the laws of England and are subject to the exclusive jurisdiction of the English courts. If any provision of these terms is found to be unlawful, void or unenforceable for any reason, then that provision shall be deemed to be removed and shall not affect the validity and enforceability of the remaining provisions.

Idem Capital Securities Limited. Registered office 51 Homer Road, Solihull, West Midlands B91 3QJ. Registered number 07350538